Fleet Insurance

Why choose Howden for Fleet Insurance?

Howden is the new name for A-Plan. As a broker which specialises in business and motor insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our carefully selected panel of standard and specialist insurers, we make the process of comparing various motor fleet insurance policies, on your behalf, simple and straightforward. What’s not to like?

Here at Howden, our team understands that each fleet policy needs to be as individual as its owner and their own business needs, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to make a claim, purchase new motor insurance cover, find out a renewal date, or adjust an existing policy, just know that we’re here to help.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is Fleet Insurance?

Fleet insurance is a business vehicle insurance product and a type of coverage that insures multiple vehicles, starting with as little as two. It’s vital for many organisations, as their fleet vehicles are a significant investment, and is often a key part to ensuring that their operations are efficient and successful.

How does fleet insurance work?

A fleet insurance policy can cover anything from other vehicles and drivers to your own vehicles and employees. It can also cover vehicle theft and fire damage, but this will depend on your insurance provider’s limitations. On top of that, different fleet insurance policies will cover some more specific things, such as breakdowns, tools and equipment, personal belongings, lost vehicle keys and other transported goods.

You can opt to get motor fleet insurance to cover for a wide range of vehicle types as well, including:

• Cars
• HGVs and trucks
• Minibuses
• Motorcycles
• Taxis
• Vans
• Agricultural vehicles

Similarly to other car-related insurance products, there are three different levels of fleet insurance cover you can choose from too; comprehensive, third party, fire and theft, and third party only. We, as an insurance broker, can help you pick the best level of cover for you, along with the policies you want.

All in all, a Howden fleet insurance policy, sourced from one of the many specialist motor insurers we work with, is crafted to suit the specific insurance needs of each business. We strive to ensure that whatever taxi fleet policy you choose will provide a level of protection that can give you that complete peace of mind you’re after.

So, what are you waiting for? All you have to do to get started is speak to a member of the Howden team, either in branch, over the phone or via our website!

How much does fleet insurance cost?

The cost of fleet insurance in the UK can vary significantly, mainly because insurance companies take into account a wide range of factors before determining the cost of a fleet insurance premium.

These factors are:

Number of vehicles in your fleet

The greater the size of your fleet, the greater the risk to the insurer.

Types of vehicles

How secure or value all your vehicles are can affect the price of a policy.

Drivers' ages and driving histories

Less experience driving and higher-risk drivers could be susceptible to pricier policies.

The level of coverage required

Whether you opt for a comprehensive, third-party, fire and theft or third-party level of cover will impact policy premiums.

Location of your business

Policy premiums can naturally vary geographically.

How your fleet business falls under each of these categories will determine how much your fleet insurance costs. It will also determine ways that you could make your fleet insurance cheaper, whether that's opting for a particular level of coverage, or perhaps making your entire fleet more secure.

A good way to explore how different policies cost different prices is to speak to an insurance broker, such as Howden. Our team can help you find a comprehensive policy, that can provide adequate cover for all your vehicles, within the parameters of a budget that you set.

How to get a fleet insurance policy

Getting a fleet insurance quote doesn’t need to be complicated or stressful. To start off with getting a fleet insurance quotes, all you need to do is give us a call on 01235 550 200, and get put in touch with a member of our specialist business vehicle team. Alternatively, you can click the ‘Get a quote’ button either at the top or the bottom of this page.

Once you’ve reached out to us, we’ll ask you for some key information about yourself, all necessary so that we can help you find a fleet policy that not only ticks all your boxes, but also doesn’t exceed your budget limitations.

We’ll get some quote options over to you, and then it’s up to you to decide which cover suits you and your fleet business best.

Related Articles

Keen to learn more about fleet insurance and other related topics? Have a read of some of our articles below!

• What is Fleet Insurance?
• How many vans do you need for fleet van insurance? 

Fleet Insurance FAQs